Permanent Life Insurance is a very powerful tool for many purposes. 

Permanent life insurance allows you to leave a guaranteed legacy.

It deals with the Estate Tax very well.  It guarantees a certain result at a certain age.  It is simple.  The internal rates of return can be very attractive and it is less expensive than whole life.

How it works is you agree to give the insurance carrier X$ in the form of a premium stream and they will give you Y$ in death benefit out to any age that you choose up to 121.

It is similar term life insurance in the simplicity of the chassis - you pick the age you want to be covered to and the death benefit and it will be a certain premium given your age and health.  You can adjust the premiums and the death benefit within certain limits - Permanent Life Insurance also known as Universal Life can be very flexible. 

It is simple, elegant and usually has a competitive rate of return especially given that it is a guaranteed product.  At Aspen Executive Life we use all of the best Life Insurance Carriers including:

Transamerica, John Hancock, ING, Prudential, Principal, Lincoln National, and many, many other highly rated carriers. 

With the volume that we do in high end insurance products we get very favorable rates and our customer service is top notch.  Every case is important - whether $100,000 or $100,000,000.  Aspen Executive Life is there for you.  With Concierge level customer service and the skills to match, your Permanent Life Insurance policy will be taken care of with discretion and the attention to detail our clients demand.

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